When you’re working with large employers, the quoting process can feel like a grind. Multiple rating areas, different employee classes, last-minute leadership questions—it all adds up to hours (or days) of manual spreadsheet work. And just when you’ve pulled one scenario together, the client wants three more.
Zorro’s enterprise-ready quoting and allowance modeling tool changes that equation. Built for brokers who advise complex and large group clients, it gives you consolidated benchmarks and real-time modeling power so you can walk into every meeting with answers, not homework.
Why brokers need a smarter quoting tool
Large groups expect speed and precision. But traditional quoting workflows often mean:
- Sifting through carrier data one market at a time
- Rebuilding allowance models in Excel (with plenty of room for error)
- Slow turnaround when clients ask “what if” questions about plan scenarios
The result? Delayed decisions, frustrated clients, and missed opportunities to demonstrate strategic value.
Zorro’s solution: Enterprise-scale modeling made simple
Our quoting and allowance modeling tool is designed to help brokers win and retain enterprise clients by delivering what matters most: clarity, speed, and confidence.
With Zorro, you can:
1. Compare costs across multiple scenarios in real-time
Model contribution strategies across rating areas and job classes in a single view. Whether your client has 5,000 employees in one state or 5,000 across the country, you can show them how allowances play out instantly.
2. Save hours of manual spreadsheet work.
No more wrestling with Excel formulas or reconciling outdated benchmarks. Zorro provides real-time cost comparisons and industry benchmarks built into the platform. You can generate side-by-side models in seconds.
3. Leverage strategic carve-outs.
For large groups, all-or-nothing approaches to benefits are rarely the best-fit solution. With Zorro, you can easily model strategic carve-outs to see where ICHRA makes the most sense.
That might mean carving out an ICHRA for employees in certain geographic regions or giving hourly employees a different allowance structure. Instead of wrestling with spreadsheets, you can show leadership exactly how these scenarios would play out down to the individual employee level, creating a more flexible, future-ready benefits strategy.
The broker advantage
Brokers using Zorro stand out in competitive situations. Not only do we enable you to present ideas beyond traditional group coverage, but we make change management easy through a more sophisticated and savvy process. Instead of sending spreadsheets, you’re walking into meetings with clean, visual models that highlight affordability, flexibility, and cost control. Employers see a partner who brings answers, not just options.
And because ACA affordability testing is baked directly into the quoting process, you can reassure clients that compliance isn’t an afterthought; it’s handled from the start.
In conclusion
Zorro’s quoting and allowance modeling tool isn’t just a faster way to crunch numbers. It’s a broker differentiator. By consolidating quoting, simplifying modeling, and cutting through complexity, you can deliver a more strategic, enterprise-ready experience for clients—and free up your time to focus on growing relationships, not wrangling spreadsheets.
Ready to see how Zorro equips brokers to win more enterprise business? Request a demo today.
